Fort Lauderdale Criminal Defense & Personal Injury Attorneys
What Is No-Fault Insurance Coverage?

What Is No-Fault Insurance Coverage?

Many people have heard that Florida is a "no-fault" state, and understandably, they wonder why "fault" in a car accident case is still an issue when determining how much money their case is worth. "No-fault" insurance refers to personal injury protection, or PIP. PIP coverage is required for every driver, providing a minimum level of coverage only for the person it covers. If someone is injured in a car accident, this kind of coverage gives a chance for the injured person to receive medical treatment, replace certain lost wages, and other benefits regardless of who is at fault. This coverage will not provide benefits or money to compensate an injured person for their pain and suffering—only their economic needs.

To be covered for the injuries caused by another person, a driver should have UM, or uninsured/under-insured motorist coverage. This kind of coverage covers damages caused by another driver if the other driver's insurance policy falls short of the amount needed to cover the loss. If the at-fault driver has no insurance, a UM policy will provide a potential source of funds to cover damages they cause. We advise our clients that this is a necessity in South Florida, where we have some of the highest rates of uninsured drivers than anywhere else in the country.

Handling Accident Claims in Fort Lauderdale

Insurance is complex. Having a lawyer on your side to hunt down all available coverage is key: lawsuits and injury claims with high monetary value need a source of funds for the injured party to be compensated. Rudenberg & Glasser, P.A. seeks out all available coverage like bloodhounds to give our clients the best chance of a financial recovery. Let us help if you or someone you care about is injured in an accident!

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